When Picking A Life Insurance Agent

When Picking A Life Insurance Agent

It is important to remember that most agents are reputable professionals trained in their areas of expertise.

Insurance agents must take and pass certain tests to become licensed. Besides the license exams, to maintain an agent license, all Delaware agents are required to complete education courses to maintain their license to ensure professional service to Delaware consumers. These courses can lead to professional insurance designations such as the following:

LUTCF Life Underwriting Training Council Fellow
CEP Certified Financial Planner
CEBS Certified Employee Benefits Specialist
CIC Certified Insurance Counselors

CLU Chartered Life Underwriter
RHU Registered Health Underwriter
ChFC Chartered Financial Consultant

Death n Taxes
Your exit strategy?

In order to solicit business in a state, an individual must be licensed by the Insurance Commissioner’s office. To verify an agent’s licensure status, go to the Department of Insurance’s websites.

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PICKING A LIFE INSURANCE COMPANY

As with any major purchase, it is wise to shop around to make sure you get the most for your money. Also, make sure you find the insurance product that best fits your needs.

When selecting an insurance company, check the company’s rating. You can find several publications with ratings for insurance companies in your local library. These include: A.A. Best, Standard and Poor’s Corp. (S & P), Weiss Research and Moody’s Investors Service.

These publications rate companies on elements including: financial data, such as assets and liabilities; management operations; and the company’s history. You may also wish to review a company’s stock analysis reports.

Death n Taxes Your exit strategy?

Death n Taxes
Your exit strategy?